Joaquin supports financial services institutions across the Americas on capital planning, stress testing, financial forecasting and planning, and balance sheet strategy. He is a leader in McKinsey’s global Risk Management Practice, where he co-leads its Capital and Balance Sheet Management Service Line in North America.
Joaquin has served McKinsey’s banking clients for over a decade, giving him deep experience across institutions ranging from regionals to large global banks.
He has led several efforts by foreign banking organizations in the U.S. to prepare for their Comprehensive Capital Analysis and Review (i.e., CCAR stress testing). This included advising them on regulatory response letters, and interactions with the U.S. Federal Reserve Board (i.e., setting up appropriate meeting cadences and content between the Fed’s teams and corresponding subject matter experts at the institutions). He has guided clients to make the organizational changes required to address deficiencies pointed out in supervisory feedback.
Joaquin has also led several integrations of financial planning and stress testing processes, combining macro-driven and business-driven forecasting methodologies into common processes.
Joaquin holds a Master of Engineering degree from Ecole Superieure d’Electricite (Paris) and Universitat Politècnica de València in Spain, a Master of Economics from University Paris XI, and a Master in Business Administration from Columbia University Business School in New York.